Published in the American Journal of Pharmaceutical Education, the following study compares the financial burden of new practitioners in 2009 and 2014 by modeling net income from available salary, expenditure, and student loan data.Pharmacist salary and disposable income were higher on average in 2014 compared with 2009. Consumer expenditures were higher in 2014, offsetting the higher salary resulting in a 2014 discretionary income that was less than in 2009. Net income decreased from 2009 to 2014 for all pharmacy school types. Regardless of loan payment strategy, net incomes for pharmacists graduating from public and private institutions were less in 2014 compared with 2009.